Team External Loan Originator
Company: American Neighborhood Mortgage Acceptance Company
Location: Hauppauge
Posted on: April 1, 2026
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Job Description:
Description AnnieMac Home Mortgage is looking to hire a
Full-time TEAM Mortgage Loan Originator to establish referral
source relationships for a steady flow of loan volume from real
estate brokers and other external sources, while working as a TEAM
with other Loan Originators. Accountabilities and Job Activities:
Primary duty is to sell mortgage loans to customers away from and
outside of AnnieMac Home Mortgage’s places of business. Work done
at AnnieMac Home Mortgage’s offices is related and supplemental to
outside sales. Generate new business by building and maintaining
relationships with realtors, real estate agents, title and escrow
officers, financial advisers, CPAs, and other relevant
professionals. Regularly participate in mortgage sales including,
but not limited to, attending closings and open houses, and
conducting seminars and other lead-generating activities. Take
information from the borrower and fill out the loan application.
Develop relationships with referral partners such as realtors to
generate new customers. Analyze the prospective borrower’s income
and debt and pre-qualify the prospective borrower to determine the
maximum mortgage that the prospective borrower can afford. Counsel
the prospective borrower in the home buying and financing process,
advising the borrower about the different types of loan products
available, and demonstrating how closing costs and monthly payments
would vary under each product. Collect financial information (tax
returns, bank statements) and other related documents that are part
of the application process; Provide disclosures to the borrower,
including truth in lending, good faith estimate, and others.
Counsel and advise the borrower in understanding and clearing
credit problems. Maintain regular contact with the borrower,
realtors, and the lender, between application and closing to
apprise them of the status of the application and to gather any
additional information as needed. This includes borrowers, realtors
for other loan originators on the TEAM. Order legal documents.
Review HUDS prior to closing. All accountabilities and job
activities pertain to all customers of all loan originators within
the TEAM. Qualifications Must have appropriate state license or
certificate to equivalent to other loan originator TEAM members
(varies by state). Must have a thorough knowledge of pricing and
underwriting requirements of various mortgage insurance companies.
Must have a working knowledge of credit underwriting and property
eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding
programs and private investors. Must be familiar with local, state
and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA,
energy audit requirements, etc.) Must have excellent communication
skills and the ability to analyze financial information. Must be a
sales-oriented self-starter. Must be capable to work independently,
as well as part of a TEAM arrangement. Work Environment/Physical
Demands: Travel is required 80% of the time. Note: Nothing in this
job description restricts management’s right to assign or reassign
duties and responsibilities to this job at any time. AnnieMac Home
Mortgage offers a wide range of benefits, including medical, dental
and vision plans, along with voluntary benefits, including 401K.
AnnieMac Home Mortgage is an Equal Opportunity Employer AnnieMac
Home Mortgage participates in E-Verify
Keywords: American Neighborhood Mortgage Acceptance Company, Irvington , Team External Loan Originator, Accounting, Auditing , Hauppauge, New Jersey
